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According to several postings on AT&T’s official forums, customers found the only way to get help was through a hard-to-find chat feature, and when they asked the AT&T reps about refunds, the customers were told they were not offered.(Note: the examples below are just a few examples of Conduct prohibited by the Microsoft Code of Conduct.Just because something isn't on this list doesn't mean it's OK.) What is considered content in Xbox Live?While credit companies typically want you to pull out their credit card for a purchase, the payment networks -- American Express, Discover, Mastercard and Visa -- won't approve transactions that are treated as high-risk activities or run afoul of federal law, even if state laws allow it.If you're intent on buying one of these naughty things, "it pays to discover" they can't be bought with your credit card.